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Post by akwhtbst on Nov 26, 2012 21:40:55 GMT -9
Looking for options on insuring the race car for fire damage, theft and coverage during transport.
Does anyone have their car insured? If so with who? I have heard of one company that covers these cars. I am a little unsure with them being out of state. They are Grundy Insurance.
Thanks for any input.
Tim
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Post by pumpgas540 on Nov 27, 2012 11:00:13 GMT -9
Tim, we have Grundy Insurance on Kim's car. They are more of a "collector car" insurance company. Have never had to file a claim but I have never heard of anyone having a problem. They wouldn't insure my car because it has a roll cage in it. I argued with them but it is their policy. I have my car insured through Allstate so I have coverage while driving it on the street, fire, theft and loss. There are a few companies that advertise they insure "Race Cars" but I have never looked into it.
Rick
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Post by huck on Nov 29, 2012 9:39:31 GMT -9
what about a race engine in your garage,does it get covered if anything happens to it?(fire,theft flood)
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Post by pumpgas540 on Nov 29, 2012 17:14:43 GMT -9
I think that would be covered under your homeowners.
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Post by dwl5x18 on Nov 29, 2012 20:44:46 GMT -9
Scott Granis had pipes break last winter, his home oweners did take care of his motor... I never did hear the final number though.
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Post by scott9x33 on Nov 30, 2012 0:42:18 GMT -9
mine is covered thru state farm , something like 18.00 a month
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Post by oldbluegoat on Nov 30, 2012 3:36:23 GMT -9
In transit it is covered by the tow vehicles policy. Randy Rollers original cuda was covered by his HO policy back a few years. they had alittle trouble but finaly settled with ins co don't know which one it was.
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hirevn
In Staging Lanes
1973 RS Camaro New best 8.75 @ 154 mph
Posts: 128
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Post by hirevn on Dec 2, 2012 9:59:25 GMT -9
With the recent "Cedar Hills" subdivision fire the other day i was really wishing mine was covered with something. All my toys other than the race car were in my trailer safe in storage (and insured) but the Camaro was at home on jacks with the heads off the motor. God bless the fire dept, they saved the naborhood!
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Post by akwhtbst on Dec 2, 2012 13:03:43 GMT -9
The quote I got from Grundy was pretty cheap. He said nothing about my car having a cage and no where in the fine print have I found where it says they won't cover a car if it does. Where it won't cover is when I am making a pass. I will call next week and find out for sure about the issues of having a cage in the car.
Thanks for everyone's input.
Tim
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AKGoodie
In Staging Lanes
Think Big
Posts: 61
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Post by AKGoodie on Dec 2, 2012 17:30:56 GMT -9
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Post by pumpgas540 on Dec 2, 2012 18:16:30 GMT -9
Unless they have changed their policy it's in the fine print. They also require pictures inside and outside. Good luck. Their premiums are real reasonable in comparison to what I pay Allstate. State Farm wanted a professional appraisal before they would insure my car.
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Post by scott9x33 on Dec 2, 2012 22:25:54 GMT -9
i got a appraisal from mike at check it out auto across from kendall ford , thats where they told me to go...
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Post by MP on Dec 3, 2012 13:56:05 GMT -9
Mel Eaves Gulfway insurance Florida
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